Get a personalised Mortgage Readiness Audit from HausPlenti and understand your realistic mortgage capacity, estimated monthly repayment, and what you may need to improve before applying.
Not prequalified yet? Please complete your prequalification call before making payment.
Please don't pay for the Mortgage Readiness Audit before completing your initial prequalification call. If the audit is appropriate for your situation, your advisor will direct you to this page to proceed.
Your mortgage eligibility is more than the income figure you tell us. We review your financial information to help you understand what a lender is likely to see.
We review your recent payslips and declared income to understand your actual earning capacity.
We analyse your bank statements to assess income consistency, account activity and existing financial obligations.
We use the information provided to estimate the mortgage amount you may realistically be able to secure.
You'll receive an indication of your expected monthly mortgage repayment based on your assessed capacity.
If your current profile doesn't support your target, we'll identify the key gaps affecting your eligibility.
Practical steps you can take to improve your profile and move closer to homeownership.
The Mortgage Readiness Audit is an assessment based on the financial information and documents you provide. It does not constitute a final mortgage approval or guarantee of financing. Final mortgage eligibility, loan amount, interest rate, tenor and approval remain subject to the credit assessment and final decision of the relevant lender.
Then: HausPlenti reviews your documents and prepares your assessment.
Please ensure your documents are accurate and complete — your assessment is only as reliable as the information available to us.
After payment, you'll receive instructions for submitting the required documents.
Don't guess how much you can borrow. Don't choose a property you can't comfortably afford. Understand your numbers first. Then make your move.