Access verified and mortgageable properties across Nigeria. Get prequalified and unlock 5–20 years repayment plan through our seamless mortgage solution.
Based on a 9.75% fixed annual rate and the 33.3% income rule.
Apply For MortgageWe ensure all listings have a registered title and meet mortgage compliance.
We help you meet requirements and submit the correct documents.
Regulated and accountable from application to keys.
Fill out our interest form and get pre-approved by our mortgage partner within 24 hours.
Our mortgage partner reviews your application, verifies your details, and approves your mortgage loan.
Our mortgage partner transfers the loan amount to the developer/seller after you pay your equity, allowing you to buy and move into your new home.
You repay your mortgage in easy monthly payments to the bank until the full amount is settled.
"I'd given up on owning a home. HausPlenti walked me through every step and got me approved in 5 weeks."
"Buying from abroad felt impossible. Verified listings + a real human on WhatsApp changed everything."
"We didn't think we could afford a 4-bed. The 20-year plan put it within reach."
Our mortgage solution is available to all Nigerians home and abroad (diasporians). Salary earners and self-employed individuals can apply.
30 to 40 days. However, the timeline will be dependent on the readiness of client's documentations.
No, the interest rate is fixed for the duration of the mortgage. All repayments are fixed and predictable.
Yes, Joint application is allowed between spouses, allowing them to combine their income and strengthen their qualification while sharing both property ownership and repayment.
This will be subject to the monthly repayment on the mortgage facility. Your monthly repayments should not be more than 33.3% of your income.
An organization may introduce our mortgage solution to their members. They will be required to apply individually for the mortgage.
You can finance both off-plan and completed residential homes. Our mortgage solution is designed to be flexible and inclusive, giving you access to a wide range of properties that fit your lifestyle and goals.
Yes, all our property options are fully verified and come with genuine titles. We partner only with verified developers to ensure every home financed through HausPlenti is legitimate, and mortgage-compliant.
Yes, mortgages will not be restricted to properties verified by us. We will still help you with the verification of any other property you present and facilitation of the mortgage.
Stop letting "Outright Payment Only" hold you back.